1 HOW HOW TO TO OPEN OPEN YOUR YOUR OWN OWN ACCOUNT ACCOUNT HOW TO OPEN YOUR OWN ACCOUNT. 1 2 Find Find a a participating participating bank bank or or credit union union in inbank your yourin your Find acredit participating neighborhood. neighborhood. Check the list of partner neighborhood. Bank Bank on on Henderson Henderson has has 89 partner partner banks and credit unions in this brochure, branches branches in in Henderson. Henderson. Look Look for for the the or look foron theHenderson Bank on Evansville at Bank Bank on Henderson sign sign at at sign aa bank bank or or credit credit union union in in your your community. a bank or credit union near community. you. Ask them about opening an account 2 through Bank on Evansville. Our partner CÓMO ABRIR SU PROPIA CUENTA. 1 2 banks credit unionsopening have special Ask Askand them them about about opening an an account account through through products that are designed just for you. Bank Bank on on Henderson. Henderson. Our Our financial financial partners partners have have designed designed youspecial open an account that works special banking banking programs programs just justbest for for for you. you. They’ll you. They’ll answer answer your your questions questions and and help help you you open open an an account account that that best best serves serves your your needs. needs. Remember to bring some identifi cation. They’ll answer your questions and help 3 3 You will need an Indiana ID or passport 34 and most banks and credit unions will Remember Remember to to bring bring some some request a second form of ID, such as a identification. identification. You You will don’t need need a Kentucky a Social Security ID or passport number, but andyou most willbanks needand Open yourunions new account. staff at the credit identification will such request asThe a passport, a second form Kentucky of ID, Drivers such as License, a utility or bill. State bank or credit union will walk you through Issued ID card. And most banks will the entire process. And they can even sign request a second form of ID, not youincluding up for free cell money management phone bills. training utility bill. 4 classes to help you get the most from your account. Open your new Openaccount. your new bank bank account. The person at the bankbank will walk you To fiperson nd the participating or you The at the process. bank will And walk through the entire they credit union nearest to for you,free visit: through the entire And they can even sign you process. up money can even sign you up for free money www.BankOnEvansville.org. management training classes to management training to help you get the most classes from your help you get the most from your bank account. Or, if you prefer to speak to someone bank account. directly, call 2-1-1 and you’ll be TO TO FIND FIND THE THEconnected PARTICIPATING PARTICIPATING BANK OR OR to an operator.BANK CREDIT CREDIT UNION UNION NEAREST NEAREST TO TO YOU, YOU, VISIT: VISIT: www.BankonHenderson.org www.BankonHenderson.org 4 Encuentre un banco participante cerca de su casa. Revise la lista de nuestros socios en este folleto, o busque el anuncio de Bank on Henderson Evansville Bank on en un banco o unión de crédito cerca de usted. Pregunte acerca de abrir una cuenta por medio de Bank Bank on Evansville. Henderson Nuestros socios tienen programas especiales que están diseñados justo para usted. Ellos le contestarán todas sus preguntas y le ayudarán abrir una cuenta que funcione mejor para usted. Recuerde traer alguna identifi cación. No necesita tener númer o de Seguridad Social, pero necesitará una identificación de Indiana. Kentucky. Algunos bancos aceptan la tarjeta de matrícula consular mexicana. La mayoría de los bancos solicitarán una segunda forma de identificación, como una factura de servicios públicos. Abra su nueva cuenta bancaria. La persona en el unión de crédito le guiará durante todo el proceso. Incluso pueden inscribirle en clases gratuitas de capacitación para la administración de dinero y así ayudarle a aprovechar al máximo su cuenta bancaria. Para encontrar el banco o unión de cré-dito par ticipante más cercana, visite: www.BankOnEvansville.org www.BankonHenderson.org www.BankonHenderson.org O si prefiere hablar directamente con una persona, llame al 2-1-1 y hable con un operador. www.BankonHenderson.org CALL 2-1-1 www.BankOnEvansville.org YES, SURE YOU CAN OPEN A BANK ACCOUNT. YOU CAN OPEN WE’LL SHOW A BANK ACCOUNT. YOU HOW. HERE’S HOW… Why spend Why spend HUNDREDS HUNDREDS of dollars a year at a ofWhy dollars a hundreds year at a spend check cashing company Why spend hundreds check cashing of dollars a year company at a of dollars yeardeposit at a when you acan check cashing company when you can deposit check cashing company YOUR OWN CHECKS when you can deposit YOUR OWN CHECKS when you can deposit your own checks and and pay your bills at no yourpay own your checks andat no and bills pay your bills at no additional pay your billscost? at no additional cost? additional cost? additional cost? ? TODAY, EVERYBODY CAN GET TODAY, EVERYBODY CAN GET A BANK ACCOUNT. A BANK ACCOUNT. Here are ways par ticipating banks and credit Here are ways par ticipating banks and credit unions can help: unions can help: � Open a free or low-cost checking account— � Open a free or low-cost checking account— Our partners are offering special free or low-cost Our partners are offering special free or low-cost products to help you keep more of your money. products to help you keep more of your money. � Keep an account open with no minimum an account open � Keep balance—Our partners willwith keep no yourminimum account balance—Our partners will keep your account open even if you need to spend all your money open even if you need to spend all your money each month. each month. � Open an account even if you have had trouble � Open an account even if you have had trouble with an account before—Talk to a representative with an account before—Talk to a representative at a par tner bank or cr edit union about at a par tner bank or cr edit union about your options. your options. LEARN TO MAKE THE MOST LEARN TO MAKE THE MOST OF YOUR MONEY. OF YOUR MONEY. Bank B ank on o n Henderson Eva n s vi l l e h a s p r o gr a m s t o h e lp Bank B ank on o n Henderson Eva n s vi l l e h a s p r o gr a m s t o h e lp you le a r n to ma n a ge yo u r m o n e y. V isit you le a r n to ma n a ge yo u r m o n e y. V isit www.BankonHenderson.org www.BankOnEvansville.org to find out how we www.BankonHenderson.org www.BankOnEvansville.org to find out how we can help you: can help you: � Stay on a budget � Stay on a budget � Manage a checking account � Manage a checking account � Improve a credit rating � Improve a credit rating � Pay off debt � Pay off debt OUR BANK OUR BANK ON ONEVANSVILLE HENDERSON PARTNERS OUR BANK ON EVANSVILLE OUR BANK ONHERE PARTNERS ARE PARTNERS ARE HENDERSON HEREFOR FOR YOU. YOU. ARE PARTNERS AREHERE HEREFOR FOR YOU. YOU. HOY EN DÍA, TODOS PUEDE TENER UNA CUENTA HOY EN DÍA, TODOS PUEDE TENER UNA CUENTA BANCARIA. BANCARIA. Bank Evansville has has partnered partnered with banks Bank onon Henderson with15 8 banks 9 Bank on Evansville has has partnered partnered with 15 banks Bank on Henderson with 9 banks and credit unionsall allover over the the city city to help you open and credit unions to help you and credit unions all over the city to help you and credit all overOur thepartners city to help youopen your own unions bankaccount. account. Our are: open your own partners are: youryour own own bankaccount. account. Our Our partners open partnersare: are: A continuación se mencionan algunas formas en que A continuación se mencionan algunas formas en que los bancos y las uniones de crédito par ticipantes los bancos y las uniones de crédito par ticipantes pueden ayudar: pueden ayudar: � Abrir una cuenta de cheques gratuita o de bajo costo— � Abrir una cuenta de cheques o de bajo costo— Nuestros socios ofrecen gratuita productos especiales Nuestros socios ofrecen productos especiales gratuitos o de bajo costo para ayudarle a ahorrar gratuitos o de bajo costo para ayudarle a ahorrar más de su dinero. más de su dinero. � Mantener una cuenta abierta sin saldo mínimo— � Mantener una cuenta abierta sin saldo mínimo— Nuestros socios mantendrán su cuenta abierta incluso Nuestros socios mantendrán su cuenta abierta incluso si usted necesita gastar todo su dinero cada mes. si usted necesita gastar todo su dinero cada mes. � Abrir una cuenta incluso si ha tenido problemas con � Abrir una cuenta incluso si ha tenido problemas con una cuenta anterior—Hable con un representante de con un representante de una cuenta anterior—Hable un banco asociado sobre las opciones que tiene. un banco asociado sobre las opciones que tiene. � Abrir una cuenta sin un número de Seguro Social— � Abrir una cuenta sin un número de Seguro Social— Los bancos la aceptarán tarjeta de matrícula Algunos deasociados los bancosaceptarán asociados la tarjeta Los bancos asociados aceptarán la tarjeta de matrícula consular mexicana y como identifi cación principal. de matrícula consular mexicana y como identificación consular y como identificación principal. yprincipal ITIN. ymexicana ITIN. Bank of Evansville Old Old National National Bank Bank Bank of Evansville Old National BankFederal Diamond Valley Credit Union Ohio Ohio Valley Valley Financial Financial Group Group Diamond Valley Federal Credit Union Ohio Valley Financial Group Evansville Commerce Bank The Bank Bank of ofCommerce Henderson Henderson Evansville Bank The Bank of Federal Henderson Evansville Credit Union Integra Green River Credit Union Evansville Federal Credit Union Green River Credit Union Evansville Teachers Federal Credit Union Fifth Fifth Third ThirdBank Bank Evansville Teachers Federal Credit Union Fifth Third Bank Farmers State Bank Independence Independence Bank Bank Farmers State Bank Independence Bank Federal Fifth Third Bank Evansville Evansville Teachers Teachers Credit Credit Union Union Fifth Third Bank Federal First Federal Savings Bank Credit Union Evansville Teachers Federal USFirst Bank Bank Federal Savings Bank Security Bank USFirst Bank First Security Bank Heritage Federal Credit Union To find aFederal participating Heritage Credit branch Union near you look Integra Bank To find a the participating branch nearsign: you look for Bank on Henderson Integra Bank Legence for Bank the Bank on Henderson sign: Legence Bank Old National Bank Old National Bank Sterling United Federal Credit Union Sterling United Federal Credit Union United Bank United Bank To find a participating branch near you, To find a participating branch near you, look for the Bank on Evansville sign: look for the Bank on Evansville sign: WE’D LIKE TO HEAR FROM YOU. WE’D LIKE TO HEAR FROM YOU. The City of Henderson and participating banks The City ofunions Henderson and participating and credit are working together tobanks make and credit unions are working together to make opening a bank account as easy and stress-free opening a bank account as easy and stress-free as possible. as possible. WE’D LIKEFor TOmore HEAR FROM YOU. info, please call: WE’D LIKEFor TOmore HEAR FROM YOU. info, please call: United Way of Henderson County The City ofWay Evansville and par ticipating banks United of Henderson County 270-826-2107 The City of Evansville and par ticipating banks and credit unions are working together to make 270-826-2107 and credit unions are working together to make opening a bank account as easy and stress-free or visit opening a bank account as easy and stress-free as possible. or visit www.BankonHenderson.org as possible. www.BankonHenderson.org If you have any questions, problems, or comments, If you any questions, problems,byorcalling comments, pleasehave contact Bank on Evansville 2-1-1 please contact Bank on Evansville by calling or visit www.BankOnEvansville.org today. 2-1-1 or visit www.BankOnEvansville.org today. APRENDA A APROVECHAR AL APRENDA A APROVECHAR AL MÁXIMO SU DINERO. MÁXIMO SU DINERO. on Henderson Evansville cuenta con muchos programas Bank on Henderson on Henderson Evansville cuenta con muchos programas Bank on Henderson para ayudarle a administrar su dinero. Llame al 2-1-1 para ayudarle a administrar su dinero. Llame al 2-1-1 www.BankonHenderson.org o visite www.BankOnEvansville.org para averiguar Visite www.BankonHenderson.org para averiguar www.BankonHenderson.org para averiguar o visite www.BankOnEvansville.org cómo podemos podemosayudarle ayudarlea:a: cómo podemos ayudarle a: � Mantener un presupuesto � Mantener un presupuesto � Administrar una cuenta de cheques � Administrar una cuenta de cheques � Mejorar una calificación crediticia � Mejorar una calificación crediticia � Pagar deudas � Pagar deudas ¿Por qué gastar ¿Por qué gastar CIENTOS CIENTOS de dólares al año en de dólares al año en unauna en empresa empresa de cobro de una empresa de cobro de cheques cobro de cheques cuando de cheques cuando usted puede cuando usteddepositar puede usted puede depositar sus cheques depositar susycheques pagar sus cheques y pagar ysus pagar cuentas, sus cuentas, sin costo sus cuentas, sin costo adicional? sin costo adicional? adicional? ? Por qué gastar cientos Por qué gastar cientos de dólares al año en una de dólares al año en una compañía de cobro de compañía de cobro de cheques cuando puede cheques cuando puede depositar sus propios depositar sus propios cheques y pagar sus faccheques y pagar sus facturas sin costo adicional? turas sin costo adicional?